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Who This Is For What You Can Expect How It Works Cost Next Step 15-Minute Call

Save Up to $600 Per W-2 Employee

Increase employee take-home pay — at no cost. A simple, IRS-approved strategy that helps business owners reduce payroll taxes, boost employee paychecks, and add medical benefits without changing current benefits or increasing expenses.

15-Minute Explanation Call See If You Qualify

Built for business owners with W-2 employees

If you run payroll and want compliant savings with zero disruption, this program is designed for you.

See the Benefits How It Works
01
IRS-approved

Built on Section 125 of the IRS tax code.

02
No out-of-pocket cost

Fees are covered from the tax savings created.

03
Adds value for employees

More take-home pay plus added medical benefits.

Who This Is For

This program is designed exclusively for business owners who:

  • Have W-2 employees
  • Want to reduce payroll tax liability
  • Want to offer more value to employees without higher costs
  • Already offer benefits — or do not — and want a compliant solution
If you have W-2 employees, this applies to you.

The goal is simple: create savings for the business and deliver more value to the team with a compliant, IRS-approved structure.

Check Eligibility

What You Can Expect

For each W-2 employee, business owners typically see:

  • $573-$600 in annual payroll tax savings
  • Employees take home about $130 more per month
  • Added medical benefits for employees and immediate family
  • No out-of-pocket costs
  • No benefit replacement required
This complements existing medical plans.

It does not replace current benefits. It enhances what is already in place.

Get the 15-Minute Call

Why Most Business Owners Haven’t Heard of This

This is not a loophole. This is Section 125 of the IRS tax code, also known as a Cafeteria Plan.

  • Reduces taxable payroll
  • Increases employee net pay
  • Keeps the employer fully compliant

Most CPAs and payroll providers do not implement it because it requires specialized administration, not because it is risky.

How It Works (Simple Explanation)

The strategy is straightforward and compliant.

  • A Section 125 plan is set up for your business
  • Eligible benefits are structured pre-tax
  • Payroll taxes are reduced legally
  • Savings are created for both employer and employee
  • Employees receive added medical benefits
  • Nothing changes unless savings exist

Does This Replace Existing Benefits?

No.

  • Current medical insurance or benefits stay exactly as they are
  • This plan works alongside them
  • Employees receive additional value, not less
  • If you do not currently offer benefits, this can still apply
No disruption to payroll.

This approach integrates cleanly without forcing benefit changes or replacements.

Is There a Cost?

This program is not free, but:

  • There is no out-of-pocket cost
  • Fees are covered from the tax savings created
  • If savings do not exist, nothing moves forward
Everything is explained up front.

You get clear, transparent numbers before any implementation.

Why Business Owners Choose This

This is a business decision, not a sales pitch.

  • IRS-approved and compliant
  • No disruption to payroll
  • No change to current benefits
  • Immediate financial impact
  • Simple onboarding
  • Designed for real businesses, not theory

Next Step: 15-Minute Call

We offer a no-pressure, 15-minute call to explain how Section 125 works, show real numbers for your business, answer questions, and confirm eligibility.

Schedule Your 15-Minute Call

Choose a time and get a clear explanation of what the savings look like.